Owner-occupier
Commercial Lending
Do you operate a trading business from premises that you own? This can often present challenges when trying to obtain finance.
We will get to know you and the mechanics of your business which will enable us to create a bespoke funding solution tailored to your requirements.
We can provide access to:
- Market-leading interest rates
- Unsecured lending (subject to various criteria)
- Long-term finance – no hefty renewal fees during the term
- A broad spectrum of lenders – both high street and specialist
- Quick, precise lending decisions and easy switching, causing minimal disruption to your business, helping to avoid the hassle than can often come with refinancing
- A comprehensive assistance package; we will be with you all the way to completion
TALK TO AN EXPERT TODAY
Vincenzo Spano
Client Director
0203 867 7440
Vincenzo Spano
Vincent is owner and Director of PIA Financial Group. He started his career at NatWest, where he discovered a specialism for development finance. After eight years and multiple awards for outstanding achievements, he was head-hunted by a merchant bank and proceeded to help double the bank’s lending loan book within two short years.
In 2008 Vincent decided to leave banking and set up PIA Consultants. He fast became one of the most respected and award-winning introducers of business to the industry.
With over 20 years’ experience in finance, Vincent remains focused on driving PIA Financial Group forward. He continues to structure the most complex of finance propositions for his portfolio of loyal clients.
Zumi Farooq
Senior Associate
0203 867 7440
Zumi Farooq
Zumi is an experienced banking professional who started his career in 1994. He has built up a wealth of experience across a variety of roles including branch management, corporate lending and latterly secured real estate finance.
Zumi prides himself on being customer-focused and delivering solutions in line with need. He meticulously assesses and presents clients’ financial affairs; consistently delivering favourable outcomes.
An asset to the PIA team, Zumi has strong professional industry relationships that help to exact the results he achieves in this sector.
Demi Shiamishis
Senior Associate
0203 867 7440
Demi Shiamishis
Demi started his banking career in 1998 at the Bank of Cyprus UK, helping the bank grow its loan book before joining Metro Bank in January 2012 as one of its first 500 employees.
Initially in Real Estate, he grew his team and portfolio to over £1bn of lending. Later and as one of the directors, Demi then personally delivered lending of over £300m and expanded the team significantly by the end of 2017. He consistently exceeded expectations during his time there.
Demi is very much a people person with strong relationship skills; he builds loyalty with ease and delivers his customers’ finance needs in a timely manner.
Adrian Carey
Senior Associate
0203 867 7440
Adrian Carey
Adrian has a wealth of experience built up over 25 years, across careers at Barclays, NatWest and latterly Metro Bank. He is well-versed in all areas of commercial real estate finance.
In addition to the commercial and residential investment sectors, Adrian has a particular interest in trading businesses and an excellent understanding of what a lender looks for when assessing a commercial enterprise.
Adrian has been an asset to the team at PIA since he joined in March 2017.
Warren Pringle
Associate Director
0203 867 7440
Warren Pringle
Warren started out in the sales team of a market-leading financial publishing and analytics company, before starting a successful sales career in the City. He consistently exceeded targets and expectations across several roles, latterly as Account Manager for multi-million pound accounts on behalf of a global shipping company.
Warren has been with PIA Financial Group from day one and has recently accepted the role of Associate Director; seamlessly working across our residential and commercial customer base. He has an excellent eye for detail and a can-do approach which motivates colleagues and clients alike.