First time buyers

We are here to offer advice and to help you purchase your first home. From the vast range of First Time Buyer products available, we will ensure you have the best product for your needs to enable you to get off to a successful start.

We have notable experience in this part of the market, assisting with:

  • Market-leading interest rates
  • Longer loan terms if necessary, to help you get started
  • Access to a broad spectrum of lenders – both high-street and specialist
  • Quick and precise lending decisions, allowing you to act quickly

TALK TO AN EXPERT TODAY

Emilia Spano

Director


emilia@piafg.co.uk

0203 867 7440

Emilia Spano

Emilia has over 30 years’ experience within the financial services industry. She has worked in retail banking, treasury and mortgages with high street banks such as NatWest and Santander before moving on to become Account Director at a prominent third-party service provider to the finance sector.

Emilia has worked with PIA Financial Group since its creation. As Director, she manages several key functions of the business including risk, compliance, regulation and finance as well as playing a significant role in developing and driving the Group’s growth strategy.

Emilia also looks after the company’s considerable portfolio of regular HNW clients, ensuring that they always receive outstanding personal service.

Andrew Nicolaou

Associate Director


andrew@piafg.co.uk

0203 867 7440

/andrew-nicolaou

Andrew Nicolaou

Andrew has over 10 years’ banking experience within a major high street bank; advising on mortgages and protection products. For the last three years of those, Andrew managed and developed his own team of advisers.

Andrew has been with PIA Financial Group since its inception and he prides himself on his customer relationships and is focused on business development.

Warren Pringle

Associate Director


warren@piafg.co.uk

0203 867 7440

Warren Pringle

Warren started out in the sales team of a market-leading financial publishing and analytics company, before starting a successful sales career in the City. He consistently exceeded targets and expectations across several roles, latterly as Account Manager for multi-million pound accounts on behalf of a global shipping company.

Warren has been with PIA Financial Group from day one; seamlessly working across our residential and commercial customer base. He has an excellent eye for detail and a can-do approach which motivates colleagues and clients alike.

Ryan Mankelow

Senior Associate


ryan@piafg.co.uk

0203 867 7440

/ryan-mankelow

Ryan Mankelow

Ryan graduated with a degree in Business at the University of Kent before securing a role in procurement with a leading UK food distributor. He decided to break into the would of financial services and started at PIA in 2018.

Ryan works predominantly within our residential team and has gained a vast amount of knowledge, always going the extra mile and building lasting relationships with our client base, first time buyers and buy-to-let landlords alike. His drive and commitment and enthusiasm will be the catalyst for his success.