Who we are

The team at PIA Financial Group has vast experience, with a combined banking and mortgage background spanning over 126 years. We pride ourselves on going the extra mile for you in terms of service and performance. Our expert understanding of property investment, development and property lending criteria means we can assist you by structuring proposals that are attractive to both you and your lender.

We have built an extensive network of banks and other specialised property lenders and we can access senior mezzanine debt and equity funds tailored to your specific needs.

By understanding the appetite and methods of lenders, we can match the right lenders to your home, development or investment, thus increasing the likelihood of success for your project.

Regulated and Authorised by the FCA and members of the National Association of Commercial Finance Brokers, we pride ourselves on maintaining the highest possible standards of service.

OUR FINANCE BROKERS

Adrian Carey

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Adrian Carey

Adrian has a wealth of experience built up over 25 years, across careers at Barclays, NatWest and latterly Metro Bank. He is well-versed in all areas of commercial real estate finance.

In addition to the commercial and residential investment sectors, Adrian has a particular interest in trading businesses and an excellent understanding of what a lender looks for when assessing a commercial enterprise.

Adrian has been an asset to the team at PIA since he joined in March 2017.

Andrew Nicolaou

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Andrew Nicolaou

Andrew has over 10 years’ banking experience within a major high street bank; advising on mortgages and protection products. For the last three years of those, Andrew managed and developed his own team of advisers.

Andrew has been with PIA Financial Group since its inception and has recently accepted the position of Associate Director within the firm. He prides himself on his customer relationships and is focused on business development.

Demi Shiamishis

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Demi Shiamishis

Demi started his banking career in 1998 at the Bank of Cyprus UK, helping the bank grow its loan book before joining Metro Bank in January 2012 as one of its first 500 employees.

Initially in Real Estate, he grew his team and portfolio to over £1bn of lending. Later and as one of the directors, Demi then personally delivered lending of over £300m and expanded the team significantly by the end of 2017. He consistently exceeded expectations during his time there.

Demi is very much a people person with strong relationship skills; he builds loyalty with ease and delivers his customers’ finance needs in a timely manner.

Emilia Spano

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Emilia Spano

Emilia has over 30 years’ experience in various fields within the financial services industry. This includes domestic, treasury and mortgages in major high street banks before becoming Account Director at a prominent financial services provider.

Emilia has been with PIA Financial Group since inception and has excelled on behalf of our high net worth client base and in her relationships with private banks alike.

Gitesh Patel

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Gitesh Patel

Gitesh is an experienced real estate finance specialist, having worked for NatWest/RBS Group for over 20 years. Previous roles include corporate, commercial and retail lending across various sectors.

He brings a depth of knowledge and expertise to the PIA team and has a proven track record in developing relationships, helping clients meet their business goals and ultimately delivering results.

Gitesh has a wealth of connections throughout the industry and can assist with all real estate finance requirements, whilst specialising in complex development finance transactions.

Paul Ritchie

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Paul Ritchie

Paul has been an industry-leading mortgage broker for over 15 years. He started out working for one of the largest independent estate agencies in London before becoming an Independent Financial Adviser.

Prior to bringing PIA Financial Group into the regulated market, Paul ran his own successful mortgage company for a number of years.

Paul is Director of the residential mortgage team and is responsible for onboarding, training, compliance, business development and supervision.

Vincenzo Spano

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Vincenzo Spano

Vincent is owner and Director of PIA Financial Group. He started his career at NatWest, where he discovered a specialism for development finance. After eight years and multiple awards for outstanding achievements, he was head-hunted by a merchant bank and proceeded to help double the bank’s lending loan book within two short years.

In 2008 Vincent decided to leave banking and set up PIA Consultants. He fast became one of the most respected and award-winning introducers of business to the industry.

With over 20 years’ experience in finance, Vincent remains focused on driving PIA Financial Group forward. He continues to structure the most complex of finance propositions for his portfolio of loyal clients.

Warren Pringle

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Warren Pringle

Warren started out in the sales team of a market-leading financial publishing and analytics company, before starting a successful sales career in the City. He consistently exceeded targets and expectations across several roles, latterly as Account Manager for multi-million pound accounts on behalf of a global shipping company.

Warren has been with PIA Financial Group from day one and has recently accepted the role of Associate Director; seamlessly working across our residential and commercial customer base. He has an excellent eye for detail and a can-do approach which motivates colleagues and clients alike.

Zumi Farooq

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Zumi Farooq

Zumi is an experienced banking professional who started his career in 1994. He has built up a wealth of experience across a variety of roles including branch management, corporate lending and latterly secured real estate finance.

Zumi prides himself on being customer-focused and delivering solutions in line with need. He meticulously assesses and presents clients’ financial affairs; consistently delivering favourable outcomes.

An asset to the PIA team, Zumi has strong professional industry relationships that help to exact the results he achieves in this sector.

Ryan Mankelow

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Ryan Mankelow

Ryan is our newest Associate, working predominantly within our residential team. He has already gained a vast amount of knowledge, going the extra mile and looking to build lasting relationships with our client base, first time buyers and buy-to-let landlords alike.

Ryan graduated with a degree in Business at the University of Kent before securing a role in procurement with a leading UK food distributor.

We are delighted that Ryan has decided to break into the world of finance and it’s clear his enthusiasm will be the catalyst for his success.

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PIA Financial Group is made up of a team of skilled brokers able to help you with all of your finance needs. The team is comprised of ex-bankers who have an in-depth understanding of how lenders prefer propositions to be introduced.

Our team is well-known in the finance sector for our meticulous execution for both clients and lenders alike. Our associates are well-versed in commercial matters and will gladly assist you in an approachable and professional manner.

OUR RESIDENTIAL BROKERS

Our residential mortgage team is authorised and regulated by the FCA. The director of residential mortgages has over fifteen years of experience in finding the right mortgages for clients. Our team offers a timely and professional service with the ability to find you the right mortgage product with the minimum of fuss.

TALK TO AN EXPERT TODAY

Paul Ritchie

Director


paul@piafg.co.uk

0203 867 7440

/paul-ritchie

Paul Ritchie

Paul has been an industry-leading mortgage broker for over 15 years. He started out working for one of the largest independent estate agencies in London before becoming an Independent Financial Adviser.

Prior to bringing PIA Financial Group into the regulated market, Paul ran his own successful mortgage company for a number of years.

Paul is Director of the residential mortgage team and is responsible for onboarding, training, compliance, business development and supervision.

Warren Pringle

Associate Director


warren@piafg.co.uk

0203 867 7440

/warren-pringle

Warren Pringle

Warren started out in the sales team of a market-leading financial publishing and analytics company, before starting a successful sales career in the City. He consistently exceeded targets and expectations across several roles, latterly as Account Manager for multi-million pound accounts on behalf of a global shipping company.

Warren has been with PIA Financial Group from day one and has recently accepted the role of Associate Director; seamlessly working across our residential and commercial customer base. He has an excellent eye for detail and a can-do approach which motivates colleagues and clients alike.

Emilia Spano

Senior Associate


emilia@piafg.co.uk

0203 867 7440

/emilia-spano

Emilia Spano

Emilia has over 30 years’ experience in various fields within the financial services industry. This includes domestic, treasury and mortgages in major high street banks before becoming Account Director at a prominent financial services provider.

Emilia has been with PIA Financial Group since inception and has excelled on behalf of our high net worth client base and in her relationships with private banks alike.

Andrew Nicolaou

Associate Director


andrew@piafg.co.uk

0203 867 7440

/andrew-nicolaou

Andrew Nicolaou

Andrew has over 10 years’ banking experience within a major high street bank; advising on mortgages and protection products. For the last three years of those, Andrew managed and developed his own team of advisers.

Andrew has been with PIA Financial Group since its inception and has recently accepted the position of Associate Director within the firm. He prides himself on his customer relationships and is focused on business development.

Ryan Mankelow

Associate


ryan@piafg.co.uk

0203 867 7440

/ryan-mankelow

Ryan Mankelow

Ryan is our newest Associate, working predominantly within our residential team. He has already gained a vast amount of knowledge, going the extra mile and looking to build lasting relationships with our client base, first time buyers and buy-to-let landlords alike.

Ryan graduated with a degree in Business at the University of Kent before securing a role in procurement with a leading UK food distributor.

We are delighted that Ryan has decided to break into the world of finance and it’s clear his enthusiasm will be the catalyst for his success.

OUR COMMERCIAL TEAM

Our commercial team brings a wealth of experience to the table. Our financial acumen, together with our in-depth product knowledge, enables us to provide the most suitable products to meet all of your commercial financing needs.

TALK TO AN EXPERT TODAY

Vincenzo Spano

Client Director


vincent@piafg.co.uk

0203 867 7440

/vincent-spano

Vincenzo Spano

Vincent is owner and Director of PIA Financial Group. He started his career at NatWest, where he discovered a specialism for development finance. After eight years and multiple awards for outstanding achievements, he was head-hunted by a merchant bank and proceeded to help double the bank’s lending loan book within two short years.

In 2008 Vincent decided to leave banking and set up PIA Consultants. He fast became one of the most respected and award-winning introducers of business to the industry.

With over 20 years’ experience in finance, Vincent remains focused on driving PIA Financial Group forward. He continues to structure the most complex of finance propositions for his portfolio of loyal clients.

Zumi Farooq

Senior Associate


zumi@piafg.co.uk

0203 867 7440

/zumi-farooq

Zumi Farooq

Zumi is an experienced banking professional who started his career in 1994. He has built up a wealth of experience across a variety of roles including branch management, corporate lending and latterly secured real estate finance.

Zumi prides himself on being customer-focused and delivering solutions in line with need. He meticulously assesses and presents clients’ financial affairs; consistently delivering favourable outcomes.

An asset to the PIA team, Zumi has strong professional industry relationships that help to exact the results he achieves in this sector.

Demi Shiamishis

Senior Associate


demi@piafg.co.uk

0203 867 7440

/demi-shiamishis

Demi Shiamishis

Demi started his banking career in 1998 at the Bank of Cyprus UK, helping the bank grow its loan book before joining Metro Bank in January 2012 as one of its first 500 employees.

Initially in Real Estate, he grew his team and portfolio to over £1bn of lending. Later and as one of the directors, Demi then personally delivered lending of over £300m and expanded the team significantly by the end of 2017. He consistently exceeded expectations during his time there.

Demi is very much a people person with strong relationship skills; he builds loyalty with ease and delivers his customers’ finance needs in a timely manner.

Adrian Carey

Senior Associate


adrian@piafg.co.uk

0203 867 7440

/adrian-carey

Adrian Carey

Adrian has a wealth of experience built up over 25 years, across careers at Barclays, NatWest and latterly Metro Bank. He is well-versed in all areas of commercial real estate finance.

In addition to the commercial and residential investment sectors, Adrian has a particular interest in trading businesses and an excellent understanding of what a lender looks for when assessing a commercial enterprise.

Adrian has been an asset to the team at PIA since he joined in March 2017.

Gitesh Patel

Senior Associate


gitesh@piafg.co.uk

0203 867 7440

/gitesh-patel

Gitesh Patel

Gitesh is an experienced real estate finance specialist, having worked for NatWest/RBS Group for over 20 years. Previous roles include corporate, commercial and retail lending across various sectors.

He brings a depth of knowledge and expertise to the PIA team and has a proven track record in developing relationships, helping clients meet their business goals and ultimately delivering results.

Gitesh has a wealth of connections throughout the industry and can assist with all real estate finance requirements, whilst specialising in complex development finance transactions.

Warren Pringle

Associate Director


warren@piafg.co.uk

0203 867 7440

/warren-pringle

Warren Pringle

Warren started out in the sales team of a market-leading financial publishing and analytics company, before starting a successful sales career in the City. He consistently exceeded targets and expectations across several roles, latterly as Account Manager for multi-million pound accounts on behalf of a global shipping company.

Warren has been with PIA Financial Group from day one and has recently accepted the role of Associate Director; seamlessly working across our residential and commercial customer base. He has an excellent eye for detail and a can-do approach which motivates colleagues and clients alike.