Who we are

The team at PIA Financial Group has vast experience, with a combined banking and mortgage background spanning over 170 years. We pride ourselves on going the
extra mile for you in terms of service and performance. Our expert understanding of property investment, development and property lending criteria means we can assist you by structuring proposals that are attractive to both you and your lender.

We have built an extensive network of banks and other specialised property lenders and we can access senior mezzanine debt and equity funds tailored to your specific needs.

By understanding the appetite and methods of lenders, we can match the right lenders to your home, development or investment, thus increasing the likelihood of success for your project.

Regulated and Authorised by the FCA and members of the National Association of Commercial Finance Brokers, we pride ourselves on maintaining the highest possible standards of service.

OUR FINANCE BROKERS

Adrian Carey

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Adrian Carey

Adrian has a wealth of experience built up over 25 years, across careers at Barclays, NatWest and latterly Metro Bank. He is well-versed in all areas of commercial real estate finance.

In addition to the commercial and residential investment sectors, Adrian has a particular interest in trading businesses and an excellent understanding of what a lender looks for when assessing a commercial enterprise.

Adrian has been an asset to the team at PIA since he joined in March 2017.

Andrew Nicolaou

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Andrew Nicolaou

Andrew has over 10 years’ banking experience within a major high street bank; advising on mortgages and protection products. For the last three years of those, Andrew managed and developed his own team of advisers.

Andrew has been with PIA Financial Group since its inception and has recently accepted the position of Associate Director within the firm. He prides himself on his customer relationships and is focused on business development.

Emilia Spano

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Emilia Spano

Emilia has over 30 years’ experience in various fields within the financial services industry. This includes domestic, treasury and mortgages in major high street banks before becoming Account Director at a prominent financial services provider.

Emilia has been with PIA Financial Group since inception and has excelled on behalf of our high net worth client base and in her relationships with private banks alike.

Vincenzo Spano

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Vincenzo Spano

Vincent is owner and Director of PIA Financial Group. He started his career at NatWest, where he discovered a specialism for development finance. After eight years and multiple awards for outstanding achievements, he was head-hunted by a merchant bank and proceeded to help double the bank’s lending loan book within two short years.

In 2008 Vincent decided to leave banking and set up PIA Consultants. He fast became one of the most respected and award-winning introducers of business to the industry.

With over 20 years’ experience in finance, Vincent remains focused on driving PIA Financial Group forward. He continues to structure the most complex of finance propositions for his portfolio of loyal clients.

Warren Pringle

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Warren Pringle

Warren started out in the sales team of a market-leading financial publishing and analytics company, before starting a successful sales career in the City. He consistently exceeded targets and expectations across several roles, latterly as Account Manager for multi-million pound accounts on behalf of a global shipping company.

Warren has been with PIA Financial Group from day one and has recently accepted the role of Associate Director; seamlessly working across our residential and commercial customer base. He has an excellent eye for detail and a can-do approach which motivates colleagues and clients alike.

Zumi Farooq

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Zumi Farooq

Zumi is an experienced banking professional who started his career in 1994. He has built up a wealth of experience across a variety of roles including branch management, corporate lending and latterly secured real estate finance.

Zumi prides himself on being customer-focused and delivering solutions in line with need. He meticulously assesses and presents clients’ financial affairs; consistently delivering favourable outcomes.

An asset to the PIA team, Zumi has strong professional industry relationships that help to exact the results he achieves in this sector.

Ryan Mankelow

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Ryan Mankelow

Ryan is our newest Associate, working predominantly within our residential team. He has already gained a vast amount of knowledge, going the extra mile and looking to build lasting relationships with our client base, first time buyers and buy-to-let landlords alike.

Ryan graduated with a degree in Business at the University of Kent before securing a role in procurement with a leading UK food distributor.

We are delighted that Ryan has decided to break into the world of finance and it’s clear his enthusiasm will be the catalyst for his success.

Hashmukh Bhudiya

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Hashmukh Bhudiya

Following a successful career with NatWest Banking Group spanning over 30 years, Hash kindly agreed to join PIA as Head of Administration in 2017.

He facilitates the ongoing monitoring of all the residential and commercial regulatory matters, ensuring files and reports are copacetic. His eye for detail is exemplary and his pragmatic and warm approach keeps us all in line with the minimum of disruption.

Lydia Andrews

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Lydia Andrews

Prior to joining the PIA team Lydia has been dedicated to youth work; using music as a means of promoting social interaction, development of skills and charitable engagement.

Lydia is PA to the Directors and the first port of call for new enquiries into the Group. She ensures the smooth operation of the day to day matters including scheduling, embracing new industry contacts and in-house data management as well as hospitality and coordination of charity events.

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PIA Financial Group is made up of a team of skilled brokers able to help you with all of your finance needs. The team is comprised of ex-bankers who have an in-depth understanding of how lenders prefer propositions to be introduced.

Our team is well-known in the finance sector for our meticulous execution for both clients and lenders alike. Our associates are well-versed in commercial matters and will gladly assist you in an approachable and professional manner.

OUR RESIDENTIAL BROKERS

Our residential mortgage team is authorised and regulated by the FCA. The director and team of residential mortgage advisers have over 35 years of experience in finding the right mortgages for clients. Our team offers a timely and professional service with the ability to find you the right mortgage product with the minimum of fuss.

TALK TO AN EXPERT TODAY

Warren Pringle

Associate Director


warren@piafg.co.uk

0203 867 7440

/warren-pringle

Warren Pringle

Warren started out in the sales team of a market-leading financial publishing and analytics company, before starting a successful sales career in the City. He consistently exceeded targets and expectations across several roles, latterly as Account Manager for multi-million pound accounts on behalf of a global shipping company.

Warren has been with PIA Financial Group from day one and has recently accepted the role of Associate Director; seamlessly working across our residential and commercial customer base. He has an excellent eye for detail and a can-do approach which motivates colleagues and clients alike.

Emilia Spano

Associate Director


emilia@piafg.co.uk

0203 867 7440

/emilia-spano

Emilia Spano

Emilia has over 30 years’ experience in various fields within the financial services industry. This includes domestic, treasury and mortgages in major high street banks before becoming Account Director at a prominent financial services provider.

Emilia has been with PIA Financial Group since inception and has excelled on behalf of our high net worth client base and in her relationships with private banks alike.

Andrew Nicolaou

Associate Director


andrew@piafg.co.uk

0203 867 7440

/andrew-nicolaou

Andrew Nicolaou

Andrew has over 10 years’ banking experience within a major high street bank; advising on mortgages and protection products. For the last three years of those, Andrew managed and developed his own team of advisers.

Andrew has been with PIA Financial Group since its inception and has recently accepted the position of Associate Director within the firm. He prides himself on his customer relationships and is focused on business development.

Ryan Mankelow

Senior Manager


ryan@piafg.co.uk

0203 867 7440

/ryan-mankelow

Ryan Mankelow

Ryan is our newest Associate, working predominantly within our residential team. He has already gained a vast amount of knowledge, going the extra mile and looking to build lasting relationships with our client base, first time buyers and buy-to-let landlords alike.

Ryan graduated with a degree in Business at the University of Kent before securing a role in procurement with a leading UK food distributor.

We are delighted that Ryan has decided to break into the world of finance and it’s clear his enthusiasm will be the catalyst for his success.

OUR COMMERCIAL TEAM

Our commercial team brings a wealth of experience to the table. Our financial acumen, together with our in-depth product knowledge, enables us to provide the most suitable products to meet all of your commercial financing needs.

TALK TO AN EXPERT TODAY

Vincenzo Spano

Director


vincent@piafg.co.uk

0203 867 7440

/vincent-spano

Vincenzo Spano

Vincent is owner and Director of PIA Financial Group. He started his career at NatWest, where he discovered a specialism for development finance. After eight years and multiple awards for outstanding achievements, he was head-hunted by a merchant bank and proceeded to help double the bank’s lending loan book within two short years.

In 2008 Vincent decided to leave banking and set up PIA Consultants. He fast became one of the most respected and award-winning introducers of business to the industry.

With over 20 years’ experience in finance, Vincent remains focused on driving PIA Financial Group forward. He continues to structure the most complex of finance propositions for his portfolio of loyal clients.

Gary Rand

Commercial Business Strategist


gary@piafg.co.uk

0203 867 7440

/gary-rand

Gary Rand

Gary has recently decided to join the PIA group as a Commercial Business Strategist to help with the growth of the PIA brand on all fronts. Gary has worked with PIA since Vincent first started as a broker and formed the brand about twelve years ago and in fact was instrumental in arranging funding for the majority of the deals in the early days. He has stayed close to the group since then and has supported the
growth of the business at every opportunity.

An experienced banker of over forty years, mainly within the Lloyds Banking Group, Gary has undertaken senior roles in Corporate Banking & SME Business Development, as well as numerous management roles in Retail Banking.

With his extensive experience in all aspects of Banking, Gary is a welcome addition to the PIA team.

Zumi Farooq

Senior Associate


zumi@piafg.co.uk

0203 867 7440

/zumi-farooq

Zumi Farooq

Zumi is an experienced banking professional who started his career in 1994. He has built up a wealth of experience across a variety of roles including branch management, corporate lending and latterly secured real estate finance.

Zumi prides himself on being customer-focused and delivering solutions in line with need. He meticulously assesses and presents clients’ financial affairs; consistently delivering favourable outcomes.

An asset to the PIA team, Zumi has strong professional industry relationships that help to exact the results he achieves in this sector.

Adrian Carey

Associate Director


adrian@piafg.co.uk

0203 867 7440

/adrian-carey

Adrian Carey

Adrian has a wealth of experience built up over 25 years, across careers at Barclays, NatWest and latterly Metro Bank. He is well-versed in all areas of commercial real estate finance.

In addition to the commercial and residential investment sectors, Adrian has a particular interest in trading businesses and an excellent understanding of what a lender looks for when assessing a commercial enterprise.

Adrian has been an asset to the team at PIA since he joined in March 2017.

Warren Pringle

Associate Director


warren@piafg.co.uk

0203 867 7440

/warren-pringle

Warren Pringle

Warren started out in the sales team of a market-leading financial publishing and analytics company, before starting a successful sales career in the City. He consistently exceeded targets and expectations across several roles, latterly as Account Manager for multi-million pound accounts on behalf of a global shipping company.

Warren has been with PIA Financial Group from day one and has recently accepted the role of Associate Director; seamlessly working across our residential and commercial customer base. He has an excellent eye for detail and a can-do approach which motivates colleagues and clients alike.

Andrew Nicolaou

Associate Director


andrew@piafg.co.uk

0203 867 7440

/andrew-nicolaou

Andrew Nicolaou

Andrew has over 10 years’ banking experience within a major high street bank; advising on mortgages and protection products. For the last three years of those, Andrew managed and developed his own team of advisers.

Andrew has been with PIA Financial Group since its inception and has recently accepted the position of Associate Director within the firm. He prides himself on his customer relationships and is focused on business development.

Anna Kontopyrghou

Client Relationship Manager


anna@piafg.co.uk

0203 867 7440

/anna-kontopyrghou

Anna Kontopyrghou

Anna has joined PIA Financial Group as a Client Relationship Manager to help with all aspects of building and maintaining relationships with new and existing clients.

Anna is an experienced and proactive real estate finance specialist, with over twenty years’ experience in corporate, commercial and retail lending roles across various sectors. In 2013 Anna joined Metro Bank, specialising in real estate finance where she became a top performing and award-winning Relationship Manager.

Anna has worked with Vincent and the PIA team over the years on a number of deals and is a very welcome addition to the business.

OUR ADMINISTRATION TEAM

At the heart of every successful organisation is their support team.  Our administration team are highly experienced and competent who have our clients and team members at centre stage of their working day.  With regulatory matters top priority of what we do, its imperative that we embrace a “right first time” attitude and our administration team resonates this fact fully.

 

TALK TO AN EXPERT TODAY

Lydia Andrews

PA


lydia@piafg.co.uk

0203 867 7440

/lydia-Andrews

Lydia Andrews

Prior to joining the PIA team Lydia has been dedicated to youth work; using music as a means of promoting social interaction, development of skills and charitable engagement.

Lydia is PA to the Directors and the first port of call for new enquiries into the Group. She ensures the smooth operation of the day to day matters including scheduling, embracing new industry contacts and in-house data management as well as hospitality and coordination of charity events.

Hashmukh Bhudiya

Head of Administration


hash@piafg.co.uk

0203 867 7440

Hashmukh Bhudiya

Following a successful career with NatWest Banking Group spanning over 30 years, Hash kindly agreed to join PIA as Head of Administration in 2017.

He facilitates the ongoing monitoring of all the residential and commercial regulatory matters, ensuring files and reports are copacetic. His eye for detail is exemplary and his pragmatic and warm approach keeps us all in line with the minimum of disruption.