Personal Mortgages

PIA Financial Group is fully independent, offering a complete range of mortgages from over 100 different lenders.

We aim to take the stress away from our clients from initial contact through to completion. With unbiased advice and some of the most suitable products on the market, we also regularly pass on exclusive deals which means we can save our clients money.

As a client of PIA Financial Group you will have access to a broad range of mortgage options, including specialist mortgages designed for people with complex circumstances.

Whether you are a first time buyer, remortgaging, looking for a help to buy/right to buy or anything else, we would be happy to give you an unbiased view of what best fits your requirements.

With a wealth of experience in this market, we can provide:

  • Access to over 100 different mortgage lenders
  • Regular deals and offers
  • Impartial advice according to your individual circumstances
  • We'll be with you from start to finish

First time buyers

We are here to offer advice to help you purchase your first home. From the vast range of First Time Buyer products available, we will ensure you have the best product for your needs to enable you to get off to a successful start.

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Andrew Nicolaou

Andrew Nicolaou

Andrew has over 10 years’ banking experience within a major high street bank; advising on mortgages and protection products. For the last three years of those, Andrew managed and developed his own team of advisers.

Andrew has been with PIA Financial Group since its inception and has recently accepted the position of Associate Director within the firm. He prides himself on his customer relationships and is focused on business development.

Remortgaging

We can source the most appropriate remortgage product to suit your needs. If you’d like to move to a new lender, commit to staying with your existing one if possible, or release equity from an existing asset for any legal purpose, call one of our advisers today.

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Emilia Spano

Emilia Spano

Emilia has over 30 years’ experience in various fields within the financial services industry. This includes domestic, treasury and mortgages in major high street banks before becoming Account Director at a prominent financial services provider.

Emilia has been with PIA Financial Group since inception and has excelled on behalf of our high net worth client base and in her relationships with private banks alike.

Buy-to-Let

Whether it’s your first investment property or you are an experienced landlord looking to expand, we will carefully assess your needs and find the right product for you. The buy-to-let market is becoming more and more complex due to constant changes in regulation. We are on hand to ensure you receive impartial advice.

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Warren Pringle

Warren Pringle

Warren started out in the sales team of a market-leading financial publishing and analytics company, before starting a successful sales career in the City. He consistently exceeded targets and expectations across several roles, latterly as Account Manager for multi-million pound accounts on behalf of a global shipping company.

Warren has been with PIA Financial Group from day one and has recently accepted the role of Associate Director; seamlessly working across our residential and commercial customer base. He has an excellent eye for detail and a can-do approach which motivates colleagues and clients alike.

High Net Worth Mortgages

With our strong relationships with private banks and alike, we look to provide our high net worth clients with a bespoke service. Customers at this level often have complex income streams and holdings and very busy schedules. We look to ensure a smooth transition from start to finish.

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Emilia Spano

Emilia Spano

Emilia has over 30 years’ experience in various fields within the financial services industry. This includes domestic, treasury and mortgages in major high street banks before becoming Account Director at a prominent financial services provider.

Emilia has been with PIA Financial Group since inception and has excelled on behalf of our high net worth client base and in her relationships with private banks alike.

Protection Insurance

It is important that you protect everything that matters to you with insurance that meets your individual needs. PIA Financial Group’s advisers will make sure that you have the cover you need to protect your family, property and possessions.

We will provide you with peace of mind and a clear match for your requirements.

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Paul Ritchie

Paul Ritchie

Paul has been an industry-leading mortgage broker for over 15 years. He started out working for one of the largest independent estate agencies in London before becoming an Independent Financial Adviser.

Prior to bringing PIA Financial Group into the regulated market, Paul ran his own successful mortgage company for a number of years.

Paul is Director of the residential mortgage team and is responsible for onboarding, training, compliance, business development and supervision.